Ygrene makes home improvement financing fast, easy, and accessible.
Ygrene Benefits
Award-winning Ygrene offers no money down property assessed clean energy (PACE) financing for energy efficiency, renewable energy and hurricane protection improvements, conveniently added to and repaid with your property taxes. 1 A smart alternative to traditional credit-based financing, eligibility is based primarily on property equity – not on your credit score. Rates are fixed and flexible terms up to 30 years are available depending on service area as well as type and estimated useful life of the improvement.
- 100% Financing No Money Down
- No Payment For Up To 17 Months2
- Approval Is Based Primarily On Property Equity
- Fixed Rates, Flexible Terms Up To 30 Years3
- No Minimum Credit Score Required4
- Get Approved In 30 Minutes Or Less
Ygrene vs. Traditional Financing
Approval not based on credit score
Low interest rates(regardless of credit score)
Fixed rates
Spread cost over life of product(up to 30 years)
Ygrene
Traditional Loan & Mortgage
Credit Card & Unsecured Credit
HELOC
1 While PACE programs are enabled by state legislation and must be approved by your local government, Ygrene is not a government program.
2 Subject to underwriting guidelines and approval; timing of first payment depends on date of funding, interest accrues after funding.
3 Terms of 10, 15 and 20 years are valid in all Ygrene service areas; 25 and 30 year terms are available depending on service area as well as type and estimated useful life of the improvement.
4 While Ygrene does not consider your credit score, we will pull your credit during underwriting in order to determine your eligibility.